Last updated January 2024

Acceptance of Terms.

By accessing the website for LifeCap Holdings LLC (“LifeCap”) (the “Website”), you agree to be bound by the following terms and conditions of use (the “Terms”) without limitation or qualification.  Please direct any questions about these Terms or any other questions or problems with this website to info@LifeCap.com.

Informational Purposes Only.

The content on this Website is provided for informational purposes only.  It is not intended to be a substitute for professional advice, including but not limited to financial, legal, tax or investment advice.  Interested investors should consult with a qualified professional for advice.

Eligibility.

You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you are at least 18 years old.  This Website is not intended for use by consumers.

Privacy.

Please review our Privacy Policy to understand how we collect, use and disclose information.  Your access and use of the Website indicates your unqualified acceptance of such Privacy Policy.

Telephonic Communications and Agreement to be Contacted

You acknowledge that telephone calls to or from LifeCap or its affiliates may be monitored and recorded, and you agree to such monitoring and recording.

You acknowledge that by voluntarily providing your telephone number(s) to LifeCap, you agree that LifeCap may obtain, and you expressly agree to be contacted at, any email addresses, mailing addresses, or phone numbers provided by you directly at any time or obtained through other lawful means, such as caller ID capture.  You affirmatively acknowledge and agree that LifeCap or its affiliates may call or text you even if your telephone number is registered on any state or federal Do Not Call list.

Warranty Disclaimer

The information on this Website is provided “as is” without any warranties, express or implied.  LifeCap does not warrant that the Website will be error-free, uninterrupted, or free from viruses, and you accept any risk of your use of this Website.

Limitation of Liability

In no event shall LifeCap be liable for any direct, incidental, special, punitive or consequential damages arising out of or in any way connected with your use of the Website.

Intellectual Property

Copyright © 2024 LifeCap Holdings LLC, 100 S Juniper St, Third Floor, Philadelphia, PA. 19107, U.S.A. All rights reserved. The content on this Website, including text, graphics, logos and images, is the property of LifeCap and is protected by intellectual property laws.  The disclosure or use of any content on this Website shall not be construed as granting to you either a license, under any patent, patent application, copyright, trademark or otherwise, or any right of ownership in such content.  You may not reproduce, distribute, or display any part of the content without our prior written consent.

Amendment

LifeCap reserves the right to update or modify these Terms at any time without prior notice.  Your continued use of the Website after any changes signifies your acceptance of the revised Terms.

Governing Law

Unless otherwise agreed, these Terms and their enforcement are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflicts of law.